Snoop has helped Joe to get 60% further out of debt, build healthy financial habits and improve his financial well-being
I'm 24 years old, work full-time and rent a house in London. I started using Snoop on the 13th August 2020 to help me keep on top of my finances and pay down my debts. I use the app as a motivational tool to remind myself of progress I'm making and have been able to save money with Snoop by assessing my recurring bills, cutting unnecessary costs and reviewing my month-to-month spends (by category) to stay on (and under!) budget!
The features of the Snoop app I use most are: the open banking dashboard, Snoops for tips and tricks to save money and reduce expenses, the Payment Hub for assessing my recurring bills and the Your Money section for a breakdown of my spending by categories.
A positive start to 2021
Waking up and seeing your financial accounts doesn't have to be a daunting task. With Snoop I can see them all in one place, which serves as a great reminder of the progress I'm making and, I have to say, I've been feeling noticeably more optimistic about my financial outlook for 2021. After using Snoop most days in December 2020, I began 2021 using Snoop daily. I've started the year feeling confident in my finances, and prepared for the road ahead.
In December 2020, I achieved a milestone in my financial journey. I had reduced the amount of debt I was in by over 60% in just 4 months since using Snoop — and the best part — I went on to clear a further 10% of my debt in January 2021 too 🚀. It's not only (mentally) easier to breathe now, but a real achievement getting to this milestone that brings me peace of mind thinking of my finances.
Tips and tricks that are saving me money
Snoop has been rolling out some really useful tips and tricks that I've found helpful this month.
Snoop guided me through claiming tax relief for working from home (saving me over £120 in less than 10 minutes 💰), taught me more about the costs associated with buying a house (for the future! 🏡) and informed my decision to change my fuel and electricity suppliers to a green, eco-friendly alternative ♻️ (over £300~ cheaper annually too).
One step closer
I don't make new year's resolutions, though I do set 1-year, 3-year and 5-year goals and make a plan for achieving them, and with Snoop, I feel one step closer to achieving my financial goals.
From keeping on top of my income and expenses, to knowing my recurring bills better than the back of my hand, I’m one step closer to being where I want to be with my finances.
Thanks, Snoop — here's to 2021! 🥳
What's to come?
Next month I'll be doing a deeper dive into my budgeting. I'm hoping to use the Snoop app to help me maintain a lower cost of grocery shopping from cost-saving changes I've begun making this month.
Join me on this journey with Snoop in my next blog post.
See you then!