Win £2000 with the Summer Savings Challenge competition
1. How to enter
In order to participate in the prize draw, an individual must have logged into the Snoop app at least once during the Prize Draw Period (defined below) and have completed all of the following steps within the Snoop App by the end of the Prize Draw Period:
- Have opened a Snoop Easy Access Savings Account and set a savings goal.
- Have a “Budget” set up.
- Have Snoop’s Bill Protector feature set up.
Completion of all of the above constitutes one valid entry.
Entries into this prize draw are free of charge (no purchase required).
Each valid entry will be included in March 2026’s prize draw for one (1) prize of £2,000.
2. Exclusions & Restrictions
This prize draw is only open to individuals who have downloaded the Snoop app and adhered to the entry requirements as set out under the “How to enter” section above.
This prize draw is only open to individuals who are 18 years of age or over and residents in the United Kingdom.
Entries that do not comply with these prize draw terms & conditions shall be void and will not be entered into this prize draw.
One (1) entry per Snoop App user.
3. Prize Draw Period
The Start Date for this prize draw will be 00:00 Friday 6 March 2026 and the Closing Date for this prize draw will be 23:59 on 31 March 2026 (together the “Prize Draw Period”).
Entries received after the Closing Date will be void and will not be entered into this prize draw.
4. Selection of the Winner
One (1) winner will be randomly selected from all qualifying entries by Snoop within five (5) working days after the Closing Date using a random number generator through Microsoft Excel.
5. Prize
One (1) prize of £2,000 will be awarded to the winner.
There is no alternative prize.
The prize is non-transferable or non-exchangeable.
The prize will be paid by bank transfer upon receipt of the winner’s bank details by Snoop.
The winner will be notified by email within seven (7) calendar days of being randomly selected. The winner must acknowledge their acceptance of the prize within thirty (30) calendar days of Snoop notifying them that they have won.
Should a winner fail to accept the prize within thirty (30) days of being notified then that entry shall become invalid, the prize shall be forfeited, and Snoop reserves the right to randomly select a replacement winner from the remaining qualifying entrants using a random number generator through Microsoft Excel (and that winner will also have thirty (30) calendar days to accept the prize).
The prize may not be claimed by a third-party on your behalf.
The decision of Snoop is final and no correspondence or discussion will be entered into
6. General
By submitting an entry into this prize draw, you are agreeing to be bound by these terms and conditions.
This prize draw is operated by Usnoop Limited (“Snoop”), incorporated and registered in England and Wales with company number 11797870 whose registered office is at Fairburn House, 5 Godwin Street, Bradford BD1 2AH.
By entering this prize draw you agree to your personal information being used to process your entry, to contact you about your entry, and for the purposes outlined below.
Snoop will use your personal information only in accordance with these terms and conditions and its privacy policy, which can be found here: Our Privacy Policy | Snoop.
The surname and county of the winner can be obtained by sending a stamped, self-addressed envelope to ‘Chief Marketing Officer, Usnoop Limited, 28th Floor, 20 Fenchurch Street, London, EC3M 3BY’, within three (3) months of the Closing Date, marked ‘Win £2,000 – March 2026’.
If you do not want your surname and county included on the list of winners referred to above, you must notify hello@snoop.app within a reasonable period of time before the Closing Date of this prize draw. In certain circumstances, Snoop must still provide the information and winning entries to the Advertising Standards Authority on request.
Snoop reserves the right to hold, void, cancel, suspend or amend this prize draw where it becomes reasonably necessary to do so.
Insofar as is permitted by law, Snoop, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of Snoop, its agents or distributors or that of their employees. Your statutory rights are not affected.
The laws of England and Wales apply to these terms and conditions.
Any disputes will be subject to the non-exclusive jurisdiction of the courts of England and Wales. This means that you can choose whether to bring a claim in the courts of England and Wales.
Get in touch hello@snoop.app
Our address 28th Floor 20 Fenchurch Street London EC3M 3BY
Meet the Snoop Easy Access Savings Account (Issue 4)
- Earn 4% AER / 3.92% gross (variable)
- Set up and manage it all in the app
- Open an account from £1, save up to £120,000
- Interest credited daily – watch your balance grow each day
- Easy access – get money the same day if you request before 11am on a working day
- Financial Services Compensation Scheme protection – up to £120,000
- Your deposits will be held with Vanquis Bank Limited, which is part of the Vanquis Banking Group
- This account doesn't have branch access so if that's important to you, this might not be the account for you
Now you can see your spending and your savings in the same app.
Summary box
Please read this Summary Box alongside the Snoop terms and conditions and Savings terms and conditions before applying.
Account name
Snoop Easy Access Savings Account (Issue 4)
What is the interest rate?
4.00% AER / 3.92% gross (variable)
Once your money is deposited, you earn interest daily. We credit this to your account each night or sometimes we credit a few days' interest at a time. But remember, you still earn interest daily even if it's not added to your account daily.
If the daily interest is less than 1p, we’ll include it in the next day's interest and add it to your account once the total reaches at least 1p.
Can Vanquis Bank Limited change the interest rate?
Yes, the interest rate is variable, so it can go up or down. This might be due to changes in market conditions (e.g. change in the Bank of England base rate, changes in competitors’ rates), costs of running Vanquis Bank Limited’s business or for ensuring consistency with new customers’ rates.
• If the rate increases, we’ll make the change immediately and then let you know.
• If the rate decreases, we’ll let you know at least 14 days before the change takes effect.
What would the estimated balance be after 12 months based on a £1,000 deposit?
Original deposit: £1,000
Interest rate: 4.00% AER / 3.92% gross (variable)
Balance after 12 months: £1,040.00
This estimate is for illustrative purposes only. It assumes £1,000 is deposited in the account at the time it’s opened and no other deposits, withdrawals or interest rate changes are made.
How do I open and manage my account?
Via the Snoop App.
To open the account, you’ll need to be:
• 18 years or over • Tax resident in the UK only • Not a US Citizen
Joint accounts are not available.
The maximum balance for this account is £120,000 at any given time.
The minimum deposit is £1.
When applying, you’ll need to ‘nominate’ a current account that you’ve connected to Snoop and you’re named on. All deposits into your Snoop savings account must be made from this account and all withdrawals will be sent to this account. You can change which account is nominated via the Snoop App.
Deposit or withdrawal instructions made before 11am will be actioned the same working day. Any deposit or withdrawal instructions made after 11am will be actioned the next working day. No deposit or withdrawal instructions will be actioned on non-working days.
If you need more help – including how to open an account – email us at hello@snoop.app.
Can I withdraw money?
Yes. There’s no minimum withdrawal amount, and you can withdraw at any time without paying a fee.
When you withdraw, you’ll be shown the balance available to be withdrawn at that given moment. Any interest which has been calculated but not yet added to your account will not be withdrawn.
Additional information
The AER (Annual Equivalent Rate) shows the interest you could earn from a savings account over a year. It includes interest on the interest that’s added to your account over the year too (known as compound interest). The gross rate is just the flat rate of interest you’d earn and doesn’t factor in compound interest.
AER is useful because it allows you to compare savings accounts that pay interest at different times (e.g. daily vs annually).
Depending on your circumstances, you may have to pay tax on the interest you earn. You’re responsible for paying any tax due to HMRC. For more info go to gov.uk/apply-tax-free-interest-on-savings.
Your money will be held with Vanquis Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
To provide the Snoop savings account, Snoop works with a partner called Bondsmith Savings Limited, which will manage the account for you behind the scenes. This means it will:
• arrange for any money you add to your account to be deposited with Vanquis Bank Limited • arrange for any withdrawals to be returned to you • calculate and add interest to your account in Snoop
Bondsmith is the trustee, and all money held in your Snoop savings account is held in trust for you (subject to the Snoop terms and conditions and the Savings terms and conditions).
You have the right to cancel and can close your account without charge at any time. You can cancel or close your account in the Snoop App or by emailing us at hello@snoop.app.
