Martin found his Mojo…and used every feature in the App!

So last month in my Snoop Bloggy Blogg, I set myself the challenge of using every function of the app. It wasn’t a difficult challenge I have to be honest so I can’t claim too much credit. The app is easy to use as I said last month 👍

First off I set about getting through my latest Snoops. Being able to clear those I am content I either do not need or have actioned is really useful. It keeps me on top of anything upcoming I may have forgotten about, which is relatively frequent unfortunately. The Pin feature allows you to ‘flag’ certain Snoops so I can make sure I get round to reading or doing whatever it may be.

Which brings me onto the Snoops themselves. One Snoop I really got onboard with was the launch of Mojo – The Mortgage Manager. Now I must add my mortgage fixed rate period is not up for renewal until September so I haven’t actually re-mortgaged yet. But I did enquire and got a call back fairly quickly to discuss options which is what you would expect. The great thing - there was no sense of overselling which is a pet hate of mine, so that was a refreshing change. I can update about that hopefully in Septembers blog.

One thing I have found invaluable has been the ability to add my accounts to the app. Having my current account and credit card in one place is useful for me for a couple of reasons. First, it’s easier and I am lazy. Second, having them linked to the app also allows the app to give you notification of what your outgoings are expected to be. It also lets you categorise your spending so you can see what you spend (or overspend in my case) your money on. Which is the next feature…

The Payment Hub is split into 3 different sections: Products, This Month and All Payments. The Products tab is where you can get a real understanding of what you spend your money on. For example, I now know that since I took out a Netflix account, I given them £224.74, which puts your £8.99 a month into perspective. I dare not look at my mortgage!

This Month tab is essentially a review of the current months forecasted expenditure – i.e. which payments you have made this month and what it thinks you are expecting to pay still to come. The All Payments tab is, a list of every payment you make regularly, so direct debits and standing orders. It will tell you their frequency, either monthly, annually and so on. This would be a good place to start if you are planning your long term financials. It should have everything from home insurance to your subscriptions to streaming services. 

Another feature within Payment Hub is the edit feature. I recently changed the payment dates of a few things, so being able to update Snoop with the correct dates meant that my forecast would be accurate when it came to having a look later in the month. You can also rename the payments whatever you want, within reason I assume. 

For the social amongst you, you can invite friends to join and receive a £5 Amazon voucher for each referral you make (up to a maximum of 5). You can find it in the settings. Which I also explored! Not the most exciting element, but still as an app, you customise your security and settings and so, like almost every other financial app. You can use Touch ID to login, change your pin, notification settings and so on. 

And last but certainly not least is the Becoming a Super Snooper area: It sets you 32 tasks all in all that help you get the most out of the app and your money. It’s not particularly time consuming and as with everything else in the app, it’s really simple and easy.