Snoop gets my vote

So this month I got paid correctly along with back pay. Whoop Whoop!

Although, no 'Moët medic' frivolity for me unfortunately. I need to pay off my wife’s credit card balance in one go this June before it starts charging 30%+ interest.

To do this I have been transferring my Amex credit card balance over to a Santander 0% Balance Transfer card month by month.

On top of this I am saving as much as I can from my pay - which is not much with three children! 

This should free up what we need. Meanwhile the funds are earning a little interest in a Chip account.

This month the best Snoops for me have been:

• A free overdraft on my current account. Effectively a £500 interest free loan for 3 months which was very helpful with months of unpaid work.
• Claiming the work from home tax allowance. Works out at £60/year for basic rate tax payers like myself. I also have had over £2k in exam, professional subscriptions etc this year so I applied for tax relief on it all at the same time.
• Half priced shop at my local garage. And M&S so some good fare. I managed to get £20 of basics shopping for £10 on the BP app.
• I’d found out about Smarty (mobile network) via Snoop who have been great and cheap. I recommended a friend so got a free month. Saving £10.

And as per usual I have also got a breakdown of my weekly and month spends which helps with budgeting.

Finally, to thank the team at Snoop I voted for them in the British Banking Awards!