Time to switch and save after an expensive month

Hello everyone, this is not being written by Phillip Pullman. I did not win the Lottery and in fact have less money than my last blog update.

This month I have mainly been isolating because all five members of my family caught Covid or, as my three year-old shouted to our neighbours, ’Tovid, I have Tovid everyone’!

We're all fine as either young children or double vaccinated (please get your vaccine if you haven't already) so it was 10 fun-filled days of children’s entertainment and searching cupboards for long-forgotten tins and jars.

The time was made significantly easier by largely pleasant weather and a paddling pool. We were even lucky enough to receive our Ocado delivery which wasn’t cancelled after the ‘robot wars’ fiasco.

All this downtime gave me an opportunity to look over my finances. Which did not make me feel any better.

The times of plenty are over after a three-day holiday to London (weirdly exotic given the lack of movement over the last year), car insurance premiums, professional organisation memberships etc.

And with my wife going back to work next month to earn a net £50 a week after childcare costs are taken out the future is looking financially bleak, although certainly not dull.

What to do? Snoop has kindly offered up a two suggestions I think I'm going to take.

First. I can switch my current account again. Yes, it is a bit of a hassle but for £125 I’d say it’s worth the hour or two required to change standing orders and message your new details out.

Second. I am currently spending £120 a year on my mobile sim only deal. 

I shop at Tesco and almost earn enough to pay for a sim only Tesco mobile with my Clubcard points which are doubled when spent on Tesco mobile.

Add in £30 cashback from Snoop's recommended MyTopCashback and I may be able to effectively spend nothing on my mobile bill. Boom!