Did somebody say, “just save on a takeaway”?

Helen’s treats haven’t gone away, they just costing less. And she’s decided she’s going pay herself first in 2021.

This has been a January like no other that I can remember but I’m still determined to begin working on my 2021 financial goals.

With Snoop’s help the stress of money saving is taken away because my Snoops are personalised to my spending/savings habits. I ‘pin’ my most useful Snoops to make them even quicker to find.

One thing Snoop has helped me with this month is a ‘dormant’ direct debit subscription I’d forgotten to cancel. I noticed it instantly in my transactions. After a quick check, I could see the mysterious £10.21 was for a brand of luxury teabags. Not such a luxury if you forget to cancel them (which I did) but with Snoop I spotted it straight away and there’ll be no other unexpected expenses.

Friday night is takeaway night for us - I’ve used my Snoops for VoucherCodes to help cut the price of a weekly takeaway treat. Codes for 30% or 35% have saved me over £17 on one order. As we’d be ordering it anyway, a simple check of Snoop for a code has been a quick way to save!

Saving is not something I usually associated with January. This year, however, my goal is to have a ‘pay myself first attitude’. This doesn’t mean ignoring bills and incurring debt! It means moving money into my savings account the day I get paid.

Snoop helps me see how much I’ve saved for my short/medium term goals. Because all my accounts are linked to Snoop, I can see where I’m meeting my goals.

In my short term savings, I can build up a set amount each month to pay for planned expenses later in the year e.g. insurance. It’s a small effort now, which will benefit my finances throughout the year. I’ve even renamed the account - which I’d encourage everyone to do - to help me focus on why I’m saving! I know this will motivate me to keep doing it if my initial enthusiasm wears off.